Winnipeg, Manitoba · Real Journey · Real Numbers
My real estate investing journey in Winnipeg.
I'm Jorge Avilan. I moved from Vancouver to Winnipeg with no job, no friends, and no savings. I'm not here to sell you a course or pretend I'm already a guru. This site is my diary: the wins, the losses, the numbers, and the Winnipeg professionals who are helping me turn a duplex into a portfolio that one day funds schools and dignified housing in South America.
- $0
- Housing cost/mo
- 5%
- Down (CMHC)
- 2
- Units First duplex
The First Deal
Character duplex · Winnipeg core
Purchased with 5% CMHC down. Unit 2 rent covers PITI.
The Playbook
Three moves to your first Winnipeg house hack.
Every step below is what I actually did — no theory, no gurus.
Multifamily 101
Learn how to live for free by letting tenants pay your Winnipeg mortgage.
Creative Financing
How to use rental offset rules and CMHC insurance to qualify for properties most banks would decline.
Off-Market Scouting
The system for targeting cash-flowing 2-4 unit multiplexes across Winnipeg — before they hit the MLS.
Case Study
The exact numbers of my first duplex.
Illustrative snapshot of month-one operations after tenant placement. Rounded for readability — not tax or investment advice.
See the full breakdownMonthly snapshot
- Purchase price
- $379,000
- Down payment (5% CMHC)
- $18,950
- PITI + utilities
- $2,410
- Rent — Unit 2
- $1,650
- Owner's contribution (Unit 1)
- $760
Ready to run your own numbers?
One short form, then a direct hand-off. That's it.
- No spam, no drip sequences
- A real reply from me, not a bot
- Investor-focused, Winnipeg-specific
Start now — 60 sec
Answer three questions and tell me where you are in your journey. I read every one.
Launch the lead routerI am not a Realtor, a mortgage broker, an accountant, or a financial advisor. All content is for educational purposes only and does not constitute financial, mortgage, legal, or investment advice.